FREE FINANCIAL PLANNING FOR THE HOLIDAYS:
SERCAP'S Housing Counseling Program Delivers Successful
Workshop in Rocky Mount, VA
On December 17, 2014 from 7:00pm - 8:15pm at the Tabernacle of Praise Church of Christ, SERCAP’s Certified Housing Counselor, Brandy Dudley, along with associate Brendan Vigorito from Money Management International and other community partners, presented a free workshop on Financial Planning for the Holidays. The workshop drew a crowd of 31 local residents, many of whom commented that this was a training that was really needed by the community. Of those who attended, seven (7) expressed interest in purchasing a home and two (2) have already scheduled appointments for one-on-one housing counseling with SERCAP’s Certified Housing Counselor. The long-term outcomes and positive impact of this and other financial trainings by SERCAP, include: increased economic self-sufficiency for individuals who make managing their credit well and purchasing a warm, safe, and dry home a priority, increased economic stability for the community through additional property taxes paid by new homeowners, and overall increased quality of life for all members of the families living in
a new home.
For more information on SERCAP's Housing Counseling Program contact Brandy Dudley.
SERCAP STAFF BECOME APPROVED 502 LOAN PROCESSORS:
SERCAP Partners with USDA Rural Development and FAHE to Provide 502 Direct Loans
USDA Rural Development’s 502 Loan Program is a Direct Loan that allows lower income individuals and families to purchase a home in a rural area with a monthly mortgage payment that is based on their specific income level. SERCAP has now partnered with USDA RD and Fahe to package Section 502 Direct Loans in: MD, DE, VA, and NC. SERCAP Staff Members Hope Cupit, Charlotte Oliver, and Brandy Dudley have successfully completed the certification process for this loan program. Clients who apply for 502 Loans through SERCAP will be required to participate in SERCAP’s Housing Counseling services offered by certified housing counselor, Brandy Dudley. This program promotes economic development and homeownership in rural areas and supports local governments through increased property tax income paid by new homeowners.
For more information or to request an application contact Charlotte Oliver.
SOUTHEAST RURAL COMMUNITY ASSISTANCE PROJECT, INC.
IS NOW RAISING FUNDS FOR THE CYNTHIA MILLER PROJECT
Southeast Rural Community Assistance Project, Inc. (SERCAP) is currently raising funds to assist an Amherst County, VA resident who has been out of water since June of 2014.
Cynthia Miller's well collapsed this past summer and she is still living without water despite having contacted several agencies for assistance. SERCAP is working to get her the funds that she needs to get her well repaired. If you are interested in making a donation you can do so by clicking the link below and choosing The Cynthia Miller Project in the drop down menu under Program:
SERCAP'S CERTIFIED CDFI LOAN FUND ASSISTS VERY
LOW-INCOME FAMILY IN TAZEWELL COUNTY, VA
A very underpriveledged family in Tazewell County, with one member battling cancer and 2 small children, needed a well and septic system in order to stay in their home. SERCAP was able to combine the efforts of two departments, the Miscellaneous Grants Program and the Loan Fund Department, to provide grant and loan funding to connect the household to the County Water System and establish a septic system connection. The family now has clean drinking water, an operating sewer system, and most importantly, they are able to stay together since they will not be losing their home. The assistance SERCAP was able to provide has vastly improved the quality of life and the future outlook for this family. and has improved the environmental health of the neighborhood as a whole, as now the family is using a county sewer system and not contaminating the soil.
SAVE THE DATE FOR SERCAP'S 2015 WATER IS LIFE!
CONFERENCE & LUNCHEON IN ROANOKE, VA
SERCAP'S HOUSING DEPARTMENT PROVIDES BUCKINGHAM
COUNTY, VA RESIDENT WITH ONE OF LIFE'S BASIC NEEDS
SERCAP provided an elderly Buckingham County homeowner with indoor bathroom facilities, running water and a new warm, safe and dry home. The existing home did not meet HUD Housing Quality Standard (HQS) and was too far gone just to rehab. This new home provided work for several local contractors and suppliers of material and appliances. The new home will also provide additional tax base for the county. The Buckingham County Resident was provided with Home Maintenance Education (HME) to insure they had the training in the maintenance of all the items in this new home.
SERCAP PARTNER'S WITH TRI-COUNTY COMMUNITY ACTION
AGENCY TO IMPLEMENT WATERSHED IMPROVEMENT PLAN
FOR BANISTER RIVER WATERSHED
SERCAP’s focus is to assist the team with workshops in the community targeting 75 residences with failing septic systems or with no treatment systems to improve the water quality in this impaired waterway. Throught this one year project, SERCAP will present basics of septic system operation, how to maintain their systems, and do’s and don’ts of what to put in a home septic system. SERCAP will also provide information loan and grant programs to assist homeowners cover the costs of system installation and repairs not covered under the DEQ grant program. These actions will positively impact the environmental health of the area and the health of the residents themselves as more residents make use of proper septic systems that will decrease the polution of the local groundwater making the tap water cleaner. The implementation of these improvements will also help to maintain and / or create jobs for the local contractors hired to complete the construction portion of these projects.